Payment Processing Services

Smart Choice Payments offers a range of payment processing services and merchant accounts for virtually every type of business and processing environment including:
  • Standard retail accounts
  • Card-not-present MOTO accounts
  • Internet Gateway accounts
  • Mobile and wireless accounts
  • Specialized restaurant, lodging, and fuel dispensary accounts

Other Merchant Services

Electronic Check Acceptance Programs
  • Merchant Check Conversion Plus Services provides the necessary tools for you to accept and process checks electronically at the point-of- sale, just like a credit card. Using a check imager connected to a credit card terminal, merchants are able to process and deposit checks without the hassle or expense of a trip to the bank. Add a guarantee and you can forget about the risk of bad checks and the expense of collections. We'll take the risk for you and give you the freedom to accept checks with complete peace of mind.

  • Merchant Business Office Conversion Services let's you process both personal and business checks, presented in-person or mailed in for payment. Enjoy the benefits of accepting and processing all types of checks drawn on U.S. banks, from U.S. Territories, and Canada. Authorize checks via your credit card terminal and imager, over the phone, or online, the choice is yours.

  • Merchant Check Services Enhancement Options - Add enhancements to your check services to further increase your sales and decrease your risk and expense: Partial Payment Premium: Let your customer make a partial check payment and pay the balance with any other form of payment you accept. COD Premium: Before you send out an order authorize the check, then send the order, and receive the check payment, knowing it's guaranteed. Disputed Stop Payment Premium: Protect yourself against stop payments, often one of the hardest things to collect on. With the Stop Payment Premium you'll receive reimbursement for stop payment returns. Premium Approval: Obtain the highest possible number of approvals versus other check programs.

Loyalty Solutions

Comprehensive Smart Choice Payments - loyalty solutions and capabilities empower you to drive loyalty throughout a customer’s lifecycle by creating programs targeting your best customers to keep them coming back.


Grow and Prosper

Don't go without the working capital your business needs to grow and prosper. At Smart Choice Payment Solutions, we're not just an agent for one or two companies, we're brokers representing the biggest and best advance companies in the industry, and we'll fight to get you the perfect merchant cash advance for your business.